Visiting Australia is a dream for many — from its pristine beaches and vibrant cities to its rich Indigenous culture. But no matter how exciting your journey is, understanding how to access health care as a visitor from overseas is crucial to protect your well-being.
In this guide, we’ll walk you through everything you need to know about healthcare access in Australia for tourists, including insurance options, Medicare agreements, what to do in a medical emergency, and how to stay safe — all with respect to human dignity and the right to health for all travelers.
Why Health Care Planning Is Important for Visitors
No one expects to get sick or injured during a vacation, but accidents and unexpected illnesses happen. Whether it’s a food allergy, a broken bone, or a sudden infection, knowing how to access medical help can make a life-saving difference.
Australia does not offer free health care to most international visitors, which is why understanding your options is essential before and during your stay.
Who Is Eligible for Health Care in Australia?
Health care in Australia is mainly provided through Medicare, the public health system. However, Medicare is generally not available to tourists unless they come from a country that has a Reciprocal Health Care Agreement (RHCA) with Australia.
Countries with RHCA include:
- United Kingdom
- New Zealand
- Italy
- Belgium
- Norway
- Netherlands
- Finland
- Sweden
- Slovenia
- Malta
- Ireland
If you’re from one of these countries, you may be eligible for limited Medicare services during your visit.
Health Care Options for Tourists Without Medicare
If you’re not from a country with an RHCA, you are responsible for covering your medical expenses during your stay. This can be very expensive, especially in emergencies.
Common out-of-pocket costs:
- GP consultation: AUD $70–$120
- Specialist visit: AUD $150–$300
- Emergency room treatment: AUD $500+
- Hospital stay: AUD $2,000–$5,000 per day
To avoid unexpected bills, travel health insurance is strongly recommended.
Travel Insurance: A Must-Have for Visitors
No matter where you’re from, it’s wise to take out comprehensive travel insurance before arriving in Australia.
What to look for in a good travel insurance plan:
- Emergency hospital cover
- Outpatient doctor visits
- Ambulance costs
- Emergency evacuation
- Repatriation (return to home country if medically necessary)
- Coverage for COVID-19-related treatment (if still required)
- Dental and optical emergencies (optional)
How to Access Medical Help in Australia as a Tourist
If you need medical care while visiting Australia, here’s what to do:
1. Visit a General Practitioner (GP)
GPs are your first point of contact for non-urgent care. You can find one via Google Maps or ask your hotel. No referral is needed.
- You’ll need to pay upfront
- Keep receipts to claim through your travel insurance
2. Walk-In Clinics
Walk-in or urgent care clinics are available in major cities and are ideal for minor injuries or illnesses.
3. Pharmacies (Chemists)
You can speak to a pharmacist for minor ailments like colds, allergies, and skin issues. No appointment needed.
4. Emergency Care
For life-threatening emergencies, call 000 for ambulance, fire, or police. You will be taken to the nearest public hospital emergency department.
- Emergency treatment is provided to all, regardless of visa or insurance status
- You may receive a bill later if not covered by Medicare or insurance
What If You’re on a Medical Treatment Visa?
Australia also offers a Medical Treatment Visa (Subclass 602) for those traveling specifically to seek medical treatment or consultations.
To qualify, you must:
- Have a confirmed medical appointment or treatment plan in Australia
- Show evidence of how you’ll fund your treatment and stay
- Prove you will leave Australia after treatment is complete
- Not have a condition that poses public health risks
This visa is ideal for patients who are coming for specialist surgeries, cancer treatment, or consultations not available in their home country.
Human Right to Health Care: Australia’s Inclusive Approach
Australia believes in fair and dignified treatment for everyone — including visitors. While the country requires visitors to be responsible for their medical expenses, emergency care will never be denied based on visa status or nationality.
In hospitals, interpreters are available for non-English speakers, and medical confidentiality is protected by law. All patients are entitled to receive respectful and ethical care.
Tips for Visitors to Stay Safe and Healthy in Australia
Here are some simple tips to stay safe and avoid needing emergency care:
- Stay hydrated — Australia’s climate can be hot and dry
- Use sunscreen — the UV index is high even on cloudy days
- Wear insect repellent — especially in tropical regions
- Know your allergies — carry necessary medications (e.g. EpiPens)
- Drive safely — Australia has strict road rules and drives on the left
- Be ocean-smart — swim between the flags at beaches
Need Help With Health-Related Travel to Australia?
If you’re traveling for health reasons or need help applying for a visa that supports your medical needs, Immigration Buddy is here for you.
We offer:
- Visa assessments for medical treatment or long stays
- Help with medical documents and insurance
- Assistance with travel planning for treatment
- Support for family members or carers
- Step-by-step visa processing from start to finish
Final Thoughts
Accessing health care in Australia as a visitor is absolutely possible — whether you’re covered by a reciprocal agreement, travel insurance, or applying for a medical treatment visa. Your health is a basic human right, and while Australia asks that visitors prepare for their health needs, its medical system is compassionate, advanced, and accessible in emergencies.
Being informed and prepared before you travel ensures that you enjoy your stay safely and stress-free — whether you’re here for a short holiday, a medical procedure, or to reunite with loved ones.
